Question 1

How does the 30-day free trial work?

Accepted Answer

You get full access to all features for 30 days. A credit card is required to start your trial, but you won't be charged until it ends. Connect your bank accounts, try AI categorization, and set up multi-currency budgets. When the trial ends, choose monthly or annual billing to keep going.

Question 2

What happens when my trial ends?

Accepted Answer

You choose monthly ($10/mo) or annual ($99/yr) billing to continue. Your data, categories, and budgets stay exactly where they are. If you need more time to decide, reach out, we're happy to extend your trial.

Question 3

Is there a yearly discount?

Accepted Answer

Yes. Pay annually at $99/year ($8.25/month) instead of $10/month, saving about 17%. You can switch between monthly and annual billing anytime.

Question 4

Can I cancel anytime?

Accepted Answer

Yes. No contracts, no cancellation fees. If you cancel, you keep access through the end of your billing period. Your data stays safe, nothing gets deleted.

Question 5

Is multi-currency included?

Accepted Answer

Yes. Full multi-currency budgeting is included at $10/mo (or $99/year). That means seeing totals in your home currency, tracking categories across currencies, automatic exchange rate updates, up to 10 connected accounts, and everything else.

Question 6

How does Borderless Budget compare to PocketSmith pricing?

Accepted Answer

PocketSmith's multi-currency features require their Flourish ($16.66/mo) or Fortune ($26.66/mo) plans. Borderless Budget offers full multi-currency budgeting at $10/mo ($99/yr) with all features included. Both connect to international banks, but we also include automatic categorization and budget recommendations based on your spending.

Question 7

What payment methods do you accept?

Accepted Answer

We accept all major credit and debit cards, including Visa, Mastercard, and American Express. All prices are in USD, regardless of where you live.

Question 8

What's included in the plan?

Accepted Answer

Everything. Up to 10 connected accounts, AI categorization, multi-currency budgeting, multiple household members, advanced reporting with monthly and yearly trends, recurring transaction rules, currency impact reports, API access, priority support, and CSV export. One plan, all features, $10/mo or $99/yr.

Feature	Borderless Budget	PocketSmith	YNAB
Multi-currency budgeting	$8.25/mo (annual)	From $9.99/mo	Not supported
International bank connections	US, CA, EU	US, UK, CA, AU, NZ	US, EU, UK
AI categorization	Included	Not available	Not available
AI budget recommendations	Included	Not available	Not available
Free trial	30 days (full access)	Yes (manual only)	34-day trial only
Full-featured plan	$8.25/mo (annual)	$26.66/mo	$9.08/mo (annual)

Simple pricing, no surprises

One plan, everything included

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