Blog

Practical advice on budgeting across currencies, managing expat finances, and making the most of your money abroad.

Copilot Money App Review: Good for Expats? (2026)

Copilot Money is one of the best-designed budgeting apps available. But if you live abroad or manage money in more than one currency, here's what you need to know before subscribing.

9 min read

How to Use YNAB When You Live Abroad (Workarounds)

A practical guide to making YNAB work when you live in more than one currency. Three workarounds for multi-currency budgeting, with step-by-step instructions and tips from real expats.

10 min read

Why Every Budgeting App Assumes You Live in One Country

304 million people live outside their home country, yet almost every budgeting app is built for a single currency. Here's why, and what it means for expats and digital nomads.

11 min read

Digital Nomad Budget Template (Free Download)

A free multi-currency budget template built for digital nomads. Track spending across countries, plan for nomad-specific costs, and see your full financial picture in one place.

12 min read

How Borderless Budget Calculates Exchange Rates

Most budgeting apps don't tell you where their exchange rates come from. Here's exactly how Borderless Budget calculates exchange rates, from ECB reference rates to cross-rate triangulation.

8 min read

MoneyWiz vs Spendee: Multi-Currency Budgeting Showdown (2026)

A detailed comparison of MoneyWiz and Spendee for multi-currency budgeting. How each app handles multiple currencies, bank connections, and exchange rates for expats and digital nomads.

10 min read

6 Months Building in Public: What I've Learned So Far

From a frustrated expat to a shipping founder. Six months of building a multi-currency budgeting app in public. Here's what I got right, what surprised me, and what I'd do differently.

10 min read

Expat Financial Planning: A Complete Guide for Americans Abroad

A practical guide to managing your finances as an American living abroad, from FBAR and FATCA filing to banking, budgeting across currencies, healthcare, Social Security, and retirement planning.

18 min read

Connecting Your European Bank to a Budgeting App (Finally)

European bank connections in budgeting apps have been unreliable for years. Open Banking is changing that. Here's how PSD2 works and what it means for expats.

10 min read

How to Track Spending in EUR and USD at the Same Time

A practical guide to tracking daily spending across euros and dollars, from choosing the right tools to building a system that actually sticks.

10 min read

The Hidden Cost of Living Abroad: Currency Conversion Fees

Expats lose hundreds to thousands of dollars a year to currency conversion fees they never see. Here's where the money goes and how to keep more of it.

10 min read

Best Banking Apps for Digital Nomads (2026)

A practical guide to the best banking apps for digital nomads in 2026. Wise, Revolut, Schwab, and more, what actually works when your money lives in multiple countries.

12 min read

How We Auto-Categorize Transactions Across Currencies

Borderless Budget sorts your transactions automatically, across banks, countries, and currencies. Here's how the two-tier categorization system works and why your corrections make it smarter.

9 min read

How Currency Fluctuations Affect Your Budget (and What to Do About It)

Exchange rates move every day, and if you earn in one currency and spend in another, that movement hits your budget. Here's how to measure the impact and protect yourself.

8 min read

Best Bank Accounts for Expats in Europe (2026)

Country-by-country guide to the best bank accounts for expats in Europe, Spain, Germany, UK, Portugal, France, Netherlands, and Italy.

10 min read

YNAB for Expats: Does It Work? (2026 Review)

An honest look at using YNAB as an expat. What works, what doesn't, and how to decide if it's the right budgeting app when you live in more than one currency.

10 min read

How Borderless Budget Handles Multi-Currency Budgeting

A look inside how Borderless Budget handles multiple currencies, from daily exchange rates and cross-rate triangulation to auto-categorization across accounts in different countries.

7 min read

The Complete Guide to Multi-Currency Budgeting

Learn how to budget across multiple currencies, from choosing a home currency to tracking exchange rate impact. A practical guide for expats, digital nomads, and remote workers.

25 min read

Why I Built a Budgeting App After Moving to Spain

I moved from the US to Spain and tried every budgeting app I could find. None of them worked. Here's why I decided to build my own.

8 min read

How to Budget in Two Currencies Without Losing Your Mind

Earn in USD, spend in EUR? Here's a step-by-step approach to budgeting in two currencies, from choosing your budget currency to tracking exchange rate impact.

11 min read

7 Budgeting Mistakes Expats Make (and How to Fix Them)

Managing money in two currencies? Avoid these common expat budgeting mistakes, from ignoring exchange rate drift to keeping separate mental budgets for each country.

10 min read

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