- Pricing & sign up — One simple plan, 30 days free
- Features — Simple to use, surprisingly capable
- AI integration — Ask AI about your money
- How it works — From bank connection to insights
The refreshingly simple way to track money across currencies.

You just want straight answers.
Hello,
Maybe this story sounds familiar to you.
You want a simple way to understand your day-to-day finances and how your money is moving. You want answers to seemingly simple questions. Are you making more than you spend? Are you spending more or less this month than last month? Are you on track for spending what you'd planned?
The answers need to come from somewhere.
Most finance tools are bloated, complicated, and confusing. They don't answer your questions clearly, or they demand too much from you. And that makes it tough to keep using them.
I hit this when living in the United States, but moving to Spain pushed me over the edge. I needed something that could answer my questions and could also deal with multiple currencies. Nothing I found delivered clear, simple answers. So we built Borderless Budget to do just that.
If this sounds like what you are looking for, we would love for you to try it.
If you like what you see, we would be delighted to have you as a customer and share this journey to answer questions about your finances in the clearest way possible.
Thanks for being here.
Patrick Berkeley
Founder, Borderless Budget
Questions with yes answers.
- Can I connect banks in the US, Canada, and the EU?
- Can I add other members to my account?
- Does every amount show in my home currency?
- Will my transactions be automatically categorized?
- Can I see my upcoming bills and subscriptions?
- Can I ask my favorite AI assistant questions about my money?
- Can I export my data at any time?
- Can I see how exchange rates are impacting me?
- Will I be notified if my account doesn't have enough funds?
- Can I see how I'm doing with my budget?
- Can I see how my spending changes over time?
An independent company, built to stay.
- Fair pricing
- One all-inclusive, competitively priced plan that allows us to continue building. No contracts, no add-ons, and no cancellation fees.
- Your data is yours
- Export all your account data whenever you want, and take your data with you. There is no lock-in, so you are never staying because leaving is hard.
- You're the customer, not the product
- We make money from subscriptions, never from ads or selling your data. Our incentives and yours point the same way.