Connect your accounts from different countries, track your spending, and budget if you want to.
Launching Q2 2026. Early supporters lock in founder pricing forever. See how multi-currency budgeting works.
What you get
Works as a spending tracker from day one. Budgets are optional.
Multi-currency
Connect banks in the US, UK, Canada and across Europe. Balances show in their native currency with a clean conversion beside them — totaled in your home currency. No mental math, no spreadsheet. Learn more →
Spending analytics
Monthly trends, recurring charges, category breakdowns across every currency you spend in. We tell you why your spending changed — which categories drove the move, which merchants are new. Learn more →
AI categorization
Each new charge is categorized as it lands — Berghain to Entertainment, Naj Eating House to Food & Dining, Veritas to Groceries. Works across languages and currencies, same as you do. Learn more →
AI budgets
When you want a budget, we generate one from what you actually spend. Bars show under, on-track, and over states; an insights panel tells you how to stay on pace for the rest of the month. Learn more →
Five minutes to clarity
Link banks from the US, Canada, and EU in a few clicks.
Spending appears instantly. Categorized. Every currency.
Set spending limits based on what you actually spend, or just keep tracking.
After moving from the US to Spain, I tried RocketMoney, YNAB, MoneyWiz, Spendee, and five others. None of them could connect both my Spanish and American banks and handle multiple currencies.
I ended up paying $200/year for PocketSmith, and the UX is painful.
So I’m building what I wish existed.
Patrick Berkeley
Founder, Borderless Budget
Pricing
Try free for 30 days.
$99/year, billed annually
Everything you need to manage money across currencies.
FAQ
