Borderless BudgetWherever your money lives, Borderless Budget brings it together.
If you earn in one currency and pay rent in another, keep accounts in two countries, can't tell where last month actually went, lose track of which subscriptions renew when, and just want one clear number in the currency you think in, this is the app for that. Here's some of what it does.
See exactly where your money goes
Every transaction sorted by category, in every currency you spend. See what moved your spending this month at a glance, with no budget to set up first.
Categorized the moment it lands
Transactions are sorted for you automatically as they sync, across languages and currencies. Correct one and it learns your patterns, or set up rules when you want them.
Every amount in your home currency
See your euros, dollars, and pounds together in the currency you think in, with the original amount kept right beside it. Rates update daily from central bank sources.
Your recurring bills, found for you
Subscriptions and recurring charges are detected from your history, so you can see what is coming up next and what it all adds up to.
Budgets built from your spending
Get budget suggestions based on what you actually spend. Pick a savings goal, adjust anything you like, and regenerate whenever your spending changes.
One budget for the whole household
Invite your partner or family, and each person gets their own login with full access to the same accounts, transactions, and budgets. Up to 4 people share one subscription, at no extra cost.
Connect banks across the US, Canada, the UK, and the EU
Link thousands of institutions through secure, regulated connections. Your credentials go straight to your bank and never touch our servers.
Ask your AI assistant
Connect Claude or ChatGPT and ask about your money in plain language. The connection is read-only, opt-in, and you can revoke it any time. How the AI integration works
And there's more
- Daily exchange rates from central bank sources
- Unlimited custom categories
- Categorization rules
- Month-over-month spending trends
- Export to CSV and JSON, any time
- AES-256 encryption, credentials never stored