Know what every trip actually costs
You're back from a two-week trip across three countries. Your credit card statement is a mess of euros, pounds, and Swiss francs. Good luck figuring out what you actually spent. Borderless Budget makes it automatic.
Travel is fun. Tracking travel expenses is not.
If you travel internationally for work or pleasure, your finances get complicated fast.
Your credit card statement is a mess of currencies
You're back from two weeks in Europe. Your statement shows charges in euros, pounds, and Swiss francs, mixed in with your regular dollar expenses at home. Good luck figuring out what the trip actually cost.
You lose track of spending while you're traveling
A taxi in London for £18. Dinner in Paris for €65. A train ticket in Zurich for CHF 48. Each charge makes sense individually. But after 10 days, you have no idea if you're over budget or under.
Foreign transaction fees hide in your charges
Your credit card adds a 2-3% foreign transaction fee. Your bank's exchange rate is worse than the market rate. By the time the charge posts, the amount is different from what you saw on the receipt. Your budget is off before you even start.
You can't see trip costs separately from regular spending
Your mortgage payment, your London hotel, your grocery run, and your Paris restaurant are all in the same monthly statement. Separating "trip expenses" from "normal life" takes manual work that nobody actually does.
How Borderless Budget handles travel spending
You focus on the trip. We'll figure out what it cost.
See every charge in your home currency instantly
Borderless Budget converts your foreign transactions using daily exchange rates. That €65 dinner in Paris? You'll see it as $70.50 (or whatever the rate was that day). No waiting for your credit card to post the converted amount.
Track spending by trip or by country
Tag expenses by trip or let our AI group them by location. After your Europe trip, you can see: London cost you $1,800, Paris cost you $1,200, and Zurich cost you $900. Total trip: $3,900. That's the kind of breakdown that helps you plan (and budget for) the next one.
AI categorization handles multilingual receipts
A charge from SNCF (French rail), a payment to Tesco (UK groceries), a tab at Kronenhalle (Zurich restaurant). Our AI knows what these are and categorizes them automatically. Transport, groceries, dining out. You don't need to sort through foreign charges manually.
Know your real-time travel budget
Set a budget for your trip in your home currency. As you spend in euros, pounds, or any other currency, Borderless Budget tracks how much you've used, converted to your home currency in real time. You'll know if you're on track on day 5 instead of finding out you overspent on day 15.
Connect all your travel cards
Link your travel credit card, your regular checking account, and any debit cards you use abroad. We connect to banks and card issuers in the US, Canada, UK, and EU. Everything flows into one budget, regardless of which card you swiped.
Everything you need to track travel spending
- Automatic currency conversion on foreign transactions
- Daily exchange rates from central bank sources
- AI categorization that works in any language
- Track total trip costs in your home currency
- Connect credit cards, debit cards, and bank accounts
- Support for banks in the US, Canada, UK, and EU
- Budget recommendations based on your travel patterns
- Export trip expenses to CSV for expense reports
Example: two weeks across Europe
James travels to Europe quarterly for work. His last trip: four days in London (\u00A3980 in hotels and meals), five days in Paris (\u20AC1,450 including a client dinner), and three days in Zurich (CHF 1,200 for everything).
With Borderless Budget, James opens the app and sees: London cost $1,240, Paris cost $1,570, Zurich cost $1,350. Total trip: $4,160. Broken down by category: hotels $2,100, meals $1,400, transport $420, other $240. That's the kind of summary his expense report needs, generated automatically.
Generated automatically from his connected cards.
Common questions from frequent travelers
your budget shouldn't need a passport
Travel more, track less
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