Free Multi-Currency Budget Template
A Google Sheets template that actually works for people managing money in more than one currency. Set it up in five minutes, use it every month.
Opens in Google Sheets, make a copy to your own account. No sign-up required.
What's in the template
Monthly Budget
Track income and expenses across currencies with automatic conversion to your home currency.
Account Balances
See all your bank accounts in one view, no matter what country or currency they're in.
Exchange Rate Tracker
Log exchange rates over time so you know exactly what your money is worth when you convert.
Annual Summary
Get a full-year picture of your finances across every currency you use.
Who this is for
- You live in one country but still have bank accounts back home.
- You're a digital nomad earning in one currency and spending in another.
- You've tried budgeting apps, but none of them handle multiple currencies well.
- You want a clear picture of your finances without manually converting everything.
Want this on autopilot?
This spreadsheet is a great starting point. Borderless Budget takes the same idea and automates it, connecting your bank accounts across countries, syncing transactions, converting currencies, and keeping your budget up to date without the manual work.
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